Auto Loans

You've got places to go, and you want to look good along the way. Whether it's a smooth ride or a family truckster, CINCO has the financing to get you behind the wheel fast.

Our low rates and friendly, easy-to-understand loan terms mean you'll save a lot of money over most dealer or bank financing.

And to save even more money, get pre-approved before you go car shopping. With your financing all set up, you can concentrate on getting the best purchase price.

Ready to get started? Apply online, call 513.281.9988 inside Cincinnati or 800.252.4626 outside the Cincinnati area to apply over the phone.


You financed your car somewhere else? Ooh, we're sorry to hear that.

But it's not too late to get a great CINCO rate! Just bring your car loan to CINCO and ask about refinancing. If you got stuck with a high rate, we can usually lower your payments and save you a lot of money.

Auto Loan Rates (Effective May 31, 2017)

Automobile 2011 - 20170 - 63 monthsPromotional Rate as low as 2.75%
Automobile 2011 - 201764 to 75 MonthsPromotional Rate as low as 2.75%
Older Models Prior to 2011**0 to 48 MonthsPromotional Rate as low as 3.99%

Max Loan/NADA Retail Value (LTV) on All Autos as high as 110%

*APR = Annual Percentage Rate.

Model Year Term Increase to Base Rate Requirements
2009 2011 & Older All Add .25% for Negative Equity 101 - 106% LTV
2009 2011 & Older All Add .75% for Negative Equity 107 - 120% LTV

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