Home Equity Loans & Lines

Fixed Rate Second Mortgage

If you have a home improvement or remodeling project on your "to do" list, consider a CINCO fixed rate second mortgage loan (home equity loan). Whether you're thinking about a new kitchen or an addition to your home, we can help. CINCO fixed rate second mortgage loans are fully amortized and have fixed rates in terms up to 15 years.

Home Equity Line of Credit

Thinking about taking a vacation next year or worrying about paying for your child's college education? A home equity line of credit makes money available to you for various reasons over a long period of time. That way you can do some remodeling now and pay for next year's vacation all on your home equity line of credit.

2nd Mortgage & Home Equity Line of Credit (Effective Aug 31, 2017)

Loan TypeTermRate
Second Lein Mortgage - Fixed Rateup to 72 Monthsas low as 4.00%
73-120 Monthsas low as 4.50%
121-144 Monthsas low as 4.75%
145-180 Monthsas low as 5.25%
Home Equity Line of Creditopen end 0 - 120 Monthsas low as 4.25%

*APR = Annual Percentage Rate

Equal Housing Lender. We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Variable Rate Term. The index is the Wall Street Journal Prime Rate published on the first day of every month. Rates may adjust monthly. Maximum rate may not exceed 18%.

Rates and Terms are subject to change without notice

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