Personal Porcine Credit Union

Christmas and Vacation Club Accounts

Want to take that trip to the Caribbean but never have enough money? Do you find yourself paying off holiday purchases until June? If so, you could benefit from either CINCO's Vacation or Christmas Club Account!

When you sign up for either of these accounts, dividends are compounded and credited to your account every month. There is no minimum balance required, and you can easily contribute through payroll deduction.

When you contribute to a Christmas or vacation club account, you know how much money you'll be able to afford to spend beforehand, helping you to set a budget for your spending. Plus, you know you'll have that money there, so you won't have to worry about how you're going to pay for something at the last minute.

Funds are transferred on the last business day in September to your share account for CINCO's Christmas Club Account, leaving you plenty of time to get an early start on holiday shopping! Funds are transferred to your share account the last business day in May for Vacation Club Accounts, so you'll be able to take that vacation when your schedule allows! It's so easy to take advantage of these programs at CINCO, you'll wonder why you didn't do so years ago!

* There is a $5 early withdrawal fee for each account if the funds are withdrawn before the last business day in September for the Christmas Club Account and/or the last business day in April for the Vacation Club Account.

CINCO Savings Account Rates (Effective Sep 30, 2017)

Savings AccountAmountRateYield
Primary Share$0 - $199.990% 0%
$200 +0.05% 0.05%
It's for Me$0 +0.05% 0.05%
Christmas Club$0 +0.05% 0.05%
Vacation Club$0 +0.05% 0.05%
Youth Savings$0 +0.05% 0.05%

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