Whether you're buying a new car or remodeling the kitchen, a loan from CINCO is a great way to get things done fast. And our low rates keep your payments low, too!


New Home Purchase/1st Mortgage Refinance

Auto Loan Rates (Effective Sep 30, 2017)

Automobile 2015 - 20180 - 48 monthsas low as 2.89%
Automobile 2015 - 201849 to 60 Monthsas low as 2.99%
Automobile 2011 and Older0 to 48 Monthsas low as 4.85%
Automobile 2011 and Older49 to 60 Monthsas low as 5.69%

Max Loan/NADA Retail Value (LTV) on All Autos as high as 110%

*APR = Annual Percentage Rate.

RV / Boat / Motorcycle Loan Rates (Effective Sep 30, 2017)

RV / Boat / Motorcycle LoanTermRate
RV/Boat/Cycle New0 to 60 Monthsas low as 4.15%
RV/Boat/Cycle Used0 to 60 Monthsas low as 4.65%
RV/Boat/Cycle Used61 to 84 Monthsas low as 5.65%

*APR = Annual Percentage Rate

Other Loan Rates (Effective Sep 30, 2017)

Share Securedup to 60 Monthsas low as 4.25%
CD Securedup to CD Term2% over CD with minimum 4.25%
Unsecuredup to 60 Monthsas low as 7.99%
Overdraft Line of Creditopen endas low as 7.99%

2nd Mortgage & Home Equity Line of Credit (Effective Sep 30, 2017)

Loan TypeTermRate
Second Lein Mortgage - Fixed Rateup to 72 Monthsas low as 4.00%
73-120 Monthsas low as 4.50%
121-144 Monthsas low as 4.75%
145-180 Monthsas low as 5.25%
Home Equity Line of Creditopen end 0 - 120 Monthsas low as 4.25%

*APR = Annual Percentage Rate

Equal Housing Lender. We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Variable Rate Term. The index is the Wall Street Journal Prime Rate published on the first day of every month. Rates may adjust monthly. Maximum rate may not exceed 18%.

Rates and Terms are subject to change without notice

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