FREE STUDENT CHECKING

FREE ATM TRANSACTIONS

CINCO Tunes is the perfect FREE CHECKING ACCOUNT for college students. Unlike most campus checking accounts, you get EVERYTHING YOU WANT plus MORE! Including FREE STUFF, like FREE CHECKING, FREE ATM TRANSACTIONS* FREE MUSIC, FREE MOVIES, plus more! Everyone likes FREE STUFF, right?

Here's how it works: For starters, you get a $10 grant for iTunes when you sign up for CINCO Tunes. Then, you get $4 every month. Plus, if you need to use someone else's ATM, we'll refund their fees, up to $20* a month.

All we ask is just use your account normally - make at least twelve debit card transactions per month, use free internet banking at least once a month, and sign up for free eStatements.

That's all there is to it! But if there's ever a month when you don't meet these requirements, there's no monthly service charge or anything -- CINCO Tunes is STILL a FREE ACCOUNT!
 

Clifton Campus ATM Convenience

Win an iPod Shuffle or Motorola Xoom Tablet!

You'll be automatically entered to win one of dozens of prizes when you sign up for Cinco Tunes.

You don't have to be present to win! We'll give you your prize no matter what!

Sign up today online, or at any one of CINCO’s branch locations including the Clifton Campus Branch, one block from the Main UC Campus.

Clifton Campus Branch

49 Wm H. Taft Road
(Corner of Wm H. Taft-Auburn-McMillan)
Just 1 block from the University of Cincinnati Campus

Additional Citywide ATMs

*Account Disclosure: To receive an iTunes® grant of up to $4.00 and reimbursement of up to $20 for out-of-network ATM fees incurred during the qualification period*, you must meet these 3 easy monthly requirements: 1) 12 posted and cleared debit card transactions; 2) one login to Internet Banking; and 3) active enrollment in eStatements. If monthly requirements are not met, you will not receive any iTunes grant and no ATM fee refunds for that month.

To receive the iTunes grant, you must make the purchases from iTunes with your CINCO Credit Union debit card. These grants will be available at the beginning of the monthly cycle following the cycle in which the monthly requirements were met. iTunes grants are earned on the day before the last day of the month and expire in 35 days.

The account opening bonus of up to $10.00 in iTunes grants expires 35 days from the date your account is opened. To receive the iTunes grant, you must make the purchases from iTunes with your CINCO Credit Union debit card. iTunes purchases on your account will then be refunded up to $10.00.

iTunes is a registered trademark of Apple, Inc. Apple, Inc. is not associated with, and has not approved, sponsored, or endorsed, CINCO Credit Union or this program.

*Qualification period = is typically the last day of the previous month through the day prior to the last business day of the current month.